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Must be eligible for membership. Membership eligibility to be determined at time of account opening. Membership share account required; $5 minimum opening balance. Rewards or Ultra checking account required to earn Reward Card; $50 minimum deposit required to open. One recurring payroll or government direct deposit of $250 or more or 10 cleared signature (swipe and sign, Non-PIN) debit card transactions required to earn Reward Card. Cannot be combined with any other offer. Offer valid only for first checking account opened with United; current checking account holders are not eligible to earn Reward Cards as a Referee by opening or using a new checking account. Qualifying activities must post to your account by 6:00 PM on or before the 60th day from checking account opening. Must be 18 years or older. Account must be open and in good standing at the time of qualification to receive the Reward Card. Current United Members may earn Reward Cards as a referrer by registering their information and referring friends or family. Reward Cards mailed within 4 to 6 weeks of qualification. Members limited to $500 in Total Reward Cards for this program per calendar year. Employees of United Federal Credit Union, volunteer officials, and their immediate families and household members are not eligible to receive Reward Cards. Terms and conditions apply.